Buying a home is one of the most important investments you’ll make in your lifetime. Most of us, however, don’t have several hundred thousand dollars in reserve to buy our home outright, and that’s where a mortgage comes in. You write a check for a down payment, and then borrow the balance from a lender,…

For millions of Americans, the road to financial success runs through college. On average, a person holding a college degree earns about $1 million more during their lifetime than someone having only a high school diploma. But college is expensive. For example, today the average price of a public college is over $22,000 a year,…

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